Ricky D Jackson Insurance Agency

Insurance is the system or business of insuring property, life, ones person, income etc. against loss or harm arising in specified contingencies in consideration of a payment proportionate to the risk involved. In layman's terms, Insurance is the coverage by contract which one party agrees to indemnify (make whole) or reimburse another for loss that occurs under the terms of the contract. Insurance for some is not considered valuable because it is intangible. However, in my over 10 years of being a Licensed Insurance Agent I have encountered numerous individuals who have had the misfortune of not having enough Insurance and/or not having any at all which proved to be a major detriment for them.

Insurance is an integral aspect of each individuals life. For the most part, the overwhelming majority of the citizens of the United States and the world have or have had some form of Insurance. Whether it is Life, Home, Auto, Disability, Renter's, Condo, Business, General Liability, or Health Insurance, most of us at one time have been insured at some point in our lives. The more assets and property we obtain the more Insurance we will need. As we accumulate assets and property it is very important to make sure that you and your family have sufficient Life Insurance that will help protect your assets when the unexpected occur

Give the Ricky D. Jackson Insurance Agency a call today so that we can make certain that everything you have worked so hard for is well protected and that you and your family will not have to change their lifestyle or way of living if and when the unexpected happens. Call today 229-436-3084.

"LIFE INSURANCE IS THE BEST GIFT YOU CAN GIVE YOUR FAMILY!"

Life Insurance

Out of all the things that are insured your Life should be the one thing that is well covered. Over half of the population in the U. S. have insufficient or no Life Insurance. Having Life Insurance proves to your family, dependents, and loved ones that you care. The Ricky D. Jackson Insurance Agency can customize an affordable Life Insurance Policy that will help protect your family and your assets in the event death should occur. For some this inevitable aspect of life is an unwelcomed conversation good preparation and sufficient Life Insurance, the anxiety of having to deal with the expenses that come along with death can be minimized. We are very much aware that no amount of Insurance can replace your loved one. Having sufficient Life Insurance simply ensures that your family will not have to endure a lifestyle change or a reduction in their standard of living. Call Ricky today and he will provide the most suitable policy available at the most affordable price. Always remember, the only person that does not need Life Insurance is a DEAD person.

Auto Insurance

Believe it or not 1 out of 3 drivers on the road today do not have Auto Insurance. Although it is a State law numerous drivers choose to ignore the law and take the risk of driving uninsured. The Ricky D. Jackson Insurance Agency offers a wide array of coverages that will protect you in the event of an accident regardless of the status of the other driver. Our Agency offers numerous discounts like prior insurance discount, claim/violation free discount, paperless discount, and Homeowner discount to name a few.

Our Agency offers complete coverages such as:

- Physical Damage & Liability

- Uninsured/Under-insured Motorist Coverage

- Medical Payments

- Comprehensive (other than collision)

- Collision

- Rental Car Allowance

- Roadside Assistance

- Loan Gap Coverage

Home/Condo/Landlord Insurance

For most of us the purchase of a House/Condo/Mobile Home is the biggest purchase we will make in our Lifetime. Not having sufficient coverage could prove extremely detrimental in the event damage or a total loss occurs. The Ricky D. Jackson Insurance Agency offers comprehensive Homeowner Coverage that protects the Homeowner from theft, fire, water damage, wind damage, tornado, and vandalism just to name a few.

Below are several coverages Ricky D. Jackson Insurance Agency offers that are a standard part of every policy written:

- Full dwelling replacement cost

- Full personal property replacement cost

- Liability Coverage

- Guest Medical coverage

- Additional living expense/loss of use coverage

- Other structure coverage (storage/utility shed etc)

- Personal Articles floater coverage

Give us a call today and we will make certain your investment is well protected and that your claim is handled in an expedient manner if one should occur.

Business Insurance

Today there are more small businesses than ever. Each year the number of small and medium sized businesses grow faster than most people can keep up with. Our Agency provides Business owners with the piece of mind of knowing that their business personal property, building, and liability coverage are sufficient and ready to protect the business owner if a claim should occur.

Each Business owner policy comes with:- Products-completed operations coverage- Personal and advertising injury coverage- Damage to premises rented to the business owner- Medical payments- Business personal property coverage- Loss of income- Sign coverage- Glass coverage (applies when building is is being purchased)
Numerous discounts and additional optional coverages are also available under this coverage.

Renters Insurance

Now more than ever there are millions of individuals who are renting. Numerous renters are under the wrong impression that they are automatically covered because the Landlord has Insurance on the property. The Landlord's Insurance only covers the building/structure (apt.,house, condo) that is being rented. None of the property that belongs to the renter is covered by the Landlord. Renter's Insurance is an extremely inexpensive way to cover all of your personal belongings while also providing the renter with liability coverage. The annual average cost of basic Renter's Insurance is usually less than 50% of what most Renters pay per month. Renters Insurance covers the renter's furniture, clothing, electronics, and numerous other items. A Renter's policy can also cover the renter's valuables like jewelry, fine arts, silverware etc. Renters policy covers claims arising from fire, theft, vandalism, water damage, and damage to your property caused by your neighbor just to name a few. For most apartment complexes Renter's Insurance is mandatory because the Landlord does not want to be in the position of having to explain that their tenant's property is not covered in case a claim occurs. If you are renting you can not afford not to purchase this policy and to encourage every renter you know to do the same.

OTHER LINES OF COVERAGE

MOTORCYCLE/ATV -

RV/MOTOR HOME

COMMERCIAL AUTO

COMMERCIAL/CONTRACTOR GENERAL LIABILITY

DISABILITY

VALUABLE ITEMS/PERSONAL ARTICLES FLOATER

BOATOWNERS

Insurance Overview